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Florida Lemon Law Used Cars: What It Covers and What Doesn't

Inspect First · Buyer Library
By Anthony Lapadula · Updated

Florida's lemon law usually does not cover used cars. Chapter 681 defines a covered motor vehicle as a new vehicle, and the rights period ends 24 months after original delivery to the first consumer. Federal law gives no three-day right to return a used car. Your real protection is an independent inspection before you sign.

The short version

Florida's lemon law is built for new vehicles, so most used-car buyers have no automatic return right and carry the repair risk on an as-is deal. Inspect before you sign.

Does the Florida lemon law apply to used cars?

Generally no. Under Chapter 681 of the Florida Statutes, a covered motor vehicle is "a new vehicle, propelled by power other than muscular power, which is sold in this state to transport persons or property." Ordinary used-car purchases fall outside that definition.

There are limited exceptions, such as demonstrators and leased vehicles that carry a manufacturer warranty. The Florida Attorney General's lemon law page is the state's primary consumer reference on the arbitration process.

A used buyer can sometimes be covered, but only inside the original window. The Florida Bar says the law can apply to second and third owners as long as the defects show up in that period. A certified-pre-owned car with remaining factory warranty may still be inside it.

What is the Florida lemon law rights period?

It is 24 months from the date of original delivery to the first consumer. The statute says the rights period ends 24 months after the original delivery of a motor vehicle to a consumer.

The clock does not restart when the car is resold. The Florida Bar says the period runs from delivery to the first owner. Claims have a deadline too: according to the Attorney General, they must be filed with the appropriate forum no later than 60 days after the rights period expires.

Can I return a used car in Florida?

Usually not. The FTC says federal law does not require dealers to give you three days to cancel the deal and return the car. Any return right comes from the dealer's own policy and state rules.

The FTC's guide to buying from a dealer warns that spoken promises are difficult to enforce, so get any return or cancellation promise in writing before you sign.

What does as-is mean on a Florida used car?

As-is means you take on the repair risk. In the FTC's words, you are assuming the risk of anything that goes wrong after the sale.

Without a written warranty, a dealer-sold used car is covered by implied warranties unless it is sold as-is. That is why the as-is box on the Buyers Guide matters. Under Fla. Stat. 501.976, a dealer's disclaimer must be in writing and conspicuous.

The Buyers Guide also controls the contract. If it says the car comes with a warranty and the contract says as-is, the dealer must give you the warranty described in the Guide. For more, see our Florida as-is rights guide.

What can I do if a Florida dealer sold me a bad used car?

Start with the paperwork. Florida makes it a deceptive act for a dealer to claim a car has not sustained structural or substantial skin damage unless the statement is made in good faith, according to Fla. Stat. 501.976.

A dealer that gives a warranty and does not honor it also commits a deceptive act under that statute. Keep the Buyers Guide, the contract, ads and texts, because they are your evidence.

Remedies are slow and uncertain compared with catching the problem first. Check these before you sign:

  • The as-is or warranty box on the Buyers Guide
  • Any return, cancellation or repair promise, in writing
  • What the dealer states about prior damage, in writing
  • Whether factory warranty remains, and its start date
  • A date and time for an independent inspection

What a pre-purchase inspection checks

The FTC says a history report may list accidents and flood damage but typically will not list mechanical problems. It also says a mechanical inspection is a good idea even if the dealer certified the car. Here is how our inspection maps to common worries.

Your worryInspection step
Hidden engine or module faultsFull OBD-II scan of every module, pending codes, readiness monitors, codes cleared in roughly the last 30 days
Undisclosed bodyworkPaint-depth readings on every panel (factory is roughly 4 to 7 mils), panel gaps and frame measurement
Flood or rustUndercarriage, flood and rust check
Proof for a negotiationPhoto evidence and a written report with a plain-English verdict
Deeper historyPremium adds a borescope, on-lift underbody check when available, and AutoCheck and NMVTIS cross-check

See how this differs from a dealer's own check in independent vs dealer inspection.

How a pre-purchase inspection catches this

After you sign an as-is deal, there is no lemon law and no guaranteed return right to fall back on, so the inspection has to come first. Inspect First comes to the car in Miami, Fort Lauderdale, Palm Beach, Boca Raton and Wellington, usually same day, and appointments are typically within 24-48 hours.

Anthony Lapadula, Owner / Operator, dispatches a Master Certified Technician who specializes in your make, then walks you through the findings by phone. Standard is $299, Premium / Luxury is $399, and EV or hyper-exotic is by quote. If the report shows problems, you can negotiate, ask for repairs in writing or walk away.

Call or text 561-350-9389 or book an inspection before you sign. Hablamos Español.

Frequently asked questions

Is there a lemon law for used cars in Florida?
Not in the usual sense. Florida's lemon law covers new vehicles, and the rights period is 24 months from original delivery. A used car is covered only if it is still inside that window. Otherwise, as-is terms and dealer rules apply.
Is there a 3-day right to cancel a car purchase?
Not under federal law. The FTC says dealers are not required to give you three days to cancel and return the car. Return rights depend on the dealer's own policy, so get any promise in writing.
How long do you have to file a lemon law claim in Florida?
You must file with the appropriate forum no later than 60 days after the Lemon Law rights period expires. That period ends 24 months after original delivery to the first consumer, per the Florida Attorney General.
Does a certified pre-owned car have lemon law protection in Florida?
Possibly, if it is still inside the 24-month rights period from original delivery. The Florida Bar says second and third owners can be covered. The FTC still recommends an independent inspection on certified cars.
Can a dealer sell a used car as-is in Florida?
Yes, if the disclaimer is in writing and conspicuous under Fla. Stat. 501.976. As-is means you assume the risk of anything that goes wrong after the sale. See our as-is rights guide.

Sources

Author

Anthony Lapadula, Owner / Operator of Inspect First. He dispatches a Master Certified Technician who specializes in your car's make, then walks you through the findings by phone, in English or Spanish. 561-350-9389

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